Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
8 Anti-Discrimination Laws Business Owners Should Know
Posted: September 12, 2024
Fair and equal treatment isn’t just the right thing to do—it’s often the law. Whether you’re hiring for a new position, planning a promotion, or letting an employee go, it’s important to be aware of anti-discrimination laws enforced by the U.S. Equal Employment Opportunity Commission (EEOC). Why? Because if you’re accused of discrimination or harassment, you could potentially face a long and costly legal battle...
How Should I Drive in Heavy Rain?
Posted: September 9, 2024
It starts with a few innocent raindrops on the glass. At first, you might not even bother to turn on the windshield wipers. But judging from the dark skies and rolling thunder, you know it’s just the beginning. Before long, your car is under assault from a rapid barrage of descending beads, leaving a blurry barrier on the windshield while the wiper blades swing at...
Key Person Life Insurance: Safeguarding Your Business’s Future
Posted: September 7, 2024
Key person life insurance is a specialized policy that businesses take out on the life of an employee whose death could significantly impact the company’s operations. This type of insurance is essential for protecting a business’s financial health and continuity, ensuring that it can weather the loss of a key individual without severe disruption. Who Qualifies as a Key Person? A key person is someone...
How to Choose a Deductible
Posted: September 6, 2024
There are many choices you need to make when it comes to choosing the right car insurance. When it comes to customizing your policy, one of the biggest decisions is what deductible amount you will choose. What is a deductible in auto insurance? Your deductible is the amount of money you will have to pay toward fixing or repairing your car before your insurance kicks in....
Is Your Business Data Secure? 5 Things to Know About Small Business Data Breaches
Posted: September 5, 2024
A data breach is not something that just happens to mega-retailers – small businesses are also at risk. From customers’ credit card numbers to employee tax information, it’s likely that your small business handles sensitive data on a regular basis. All it takes is one convincing phishing email or a stolen laptop for sensitive data to get into the wrong hands. Having the right business...