What Does My Renters Insurance Cover?
Posted: November 16, 2019
If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...
How Much Should I Put In My HSA?
Posted: November 13, 2019
If you have opted for a health savings account (HSA), the next question is how much to put into it. To qualify for an HSA, you must have chosen a high-deductible health insurance plan. Having a health savings account can help you cover your deductible and other out-of-pocket healthcare expenses, both now and in the future. The following steps may be helpful in calculating how...
How To Choose An Executor For Your Will
Posted: November 12, 2019
While no one likes thinking about their own mortality, writing a will is an important part of planning for your family's future. (So is finding the right life insurance.) When creating a will, you start by deciding who will receive your assets when you’re gone. But this is just the first step. Once your plan is on paper, someone still has to make sure your...
How Do I Change My Life Insurance Beneficiary?
Posted: November 7, 2019
It is crucial to name a beneficiary on your life insurance policy. Otherwise, when you die, the policy becomes part of your estate and subject to probate. However, you may change your mind about who you want your beneficiary to be, in which case you have the right to change it. What Is The Process For Changing Beneficiaries On A Life Insurance Policy? In most...
Is An Animal Living Under Your Porch? Here’s What To Do Next
Posted: November 6, 2019
As a homeowner, you’ve probably entertained guests who overstayed their welcome. But unlike your in-laws or a former college roommate, an animal that’s made itself at home on your property has no intention of leaving. Some of the usual suspects include raccoons, opossums, woodchucks, skunks, or the occasional stray cat. And while they’re just looking for a safe place to call home, you’d probably prefer...